This 991 sq ft, 3 Bed / 2 Bath detached ADU in San Jose is a completed AB 1033 condominium conversion, now positioned for sale of the individual units. The full conversion process — condominium map, CC&Rs, HOA, and four rounds of city review — wrapped up with the city’s approval on April 29, 2026, six months after the first submission.
The portfolio entry is positioned for the exit side of the AB 1033 strategy. While many investors build with the option to convert later, this property has done the work upfront. A buyer can acquire either the main house or the ADU on its own, with title, financing, and resale on each unit functioning independently.
AB 1033 Condominium Conversion Complete: Primary residence and ADU structured as two separately titled, individually salable units. Condominium map recorded, CC&Rs in place, HOA established under the Davis-Stirling Act.
Apex Homes Standard 991 Floor Plan: Built on our 991 sq ft 3 Bed / 2 Bath design.
Independent Utilities: Own electrical panel and meter, dedicated water service, and a separate sewer lateral. Services are fully autonomous from the main house.
Standard Finish Package: Quartz countertops, Shaker cabinetry, luxury vinyl plank flooring, central HVAC, double-pane vinyl windows, recessed lighting.
Sale-Ready Today: Either condominium unit can be acquired, financed, and resold on its own.
How long does an AB 1033 condominium conversion actually take in California?
In our experience: roughly 4–8 months of city review on top of ADU construction, depending on jurisdiction and how clean the submission is.
The process involves preparing a condominium map, recording CC&Rs, establishing an HOA aligned with the Davis-Stirling Act, and submitting all of it through city land development review. The city typically responds with comments after each submission; you address them and resubmit.
For investors planning a condo-conversion exit, building this timeline into your hold-period assumptions matters.
Is it worth condo-converting an ADU before sale, or should I just sell the whole property?
"It depends on the math, but for many California properties, condo conversion meaningfully increases total sale value.
A single parcel with a house plus an ADU sells as one residential property. A condo-converted property sells as two individually titled units — each with its own APN, its own financing path, and its own buyer pool.
The economic case usually breaks down to:
- Two buyers may pay more in aggregate than one buyer for a combined property
- Each unit can attract different buyer types (owner-occupant vs. investor)
- Individual-unit financing tends to be more accessible than combined-property financing
The catch is conversion adds cost (legal, mapping, HOA setup) and time (4–8 months of city review). For lower-value properties or fast-flip plays, the math may not justify the work. Our 991 3B2B in San Jose 95110 was positioned for exactly this kind of separate-unit exit."
What changes for a buyer purchasing one unit of an AB 1033 condo-converted property?
"For the buyer, an AB 1033 condo unit functions much like any other California condominium.
Key differences from buying a single-family home or a rental ADU:
- Title is to the individual condo unit, not to the underlying lot
- An HOA exists governing shared elements (lot boundaries, exterior maintenance, fencing) under the Davis-Stirling Act
- CC&Rs are recorded against the property — buyer's lender and title company will review
- Financing uses standard condo loan products with condo-specific underwriting (HOA review, owner-occupancy ratios)
- Resale functions independently of the neighboring unit — no need to coordinate with the other party for future sale
For buyers comfortable with condo ownership, these are normal mechanics. Our 991 3B2B in San Jose 95110 is the type of completed-conversion unit a typical California condo buyer would be evaluating."
You’ve seen what’s possible—now let Apex Homes handle the details. From initial concept to precision construction, we build custom homes tailored perfectly to your lifestyle and future goals.